The Math: 

Most options leave money on the table:

• Savings accounts earn just 4–5% APY
• The stock market earns roughly 9–11%

Instead of settling for those returns, you can use your savings, stocks, or low-cost capital to work targeting 40%:

• Home equity loan — borrow at 7.36%–8.19%
• 0% credit card — access capital at no interest

The idea is simple: rather than parking your money where it barely grows compared to inflation, you use your savings, stocks, and inexpensive financing to invest for a much higher target return — and pocket the difference.

“That is the right question to be asking — and I respect that you are thinking it even if you did not say it out loud. Let me answer it directly.

Your capital is not held in a Kings Buy & Build Properties discretionary account. It is deployed into a single-purpose LLC — a separate legal entity created specifically for that property alone. You are a named member of that LLC. The operating agreement governing that LLC codifies your position, your protections, and the distribution waterfall before we break ground.

We are also in the process of establishing an SEC-registered fund. Every deployment is documented, recorded, and independently enforceable. Your attorney can review every document before you sign a single thing.

We cannot disappear with your money because your money is secured against a specific, titled asset — not held in our operating account. Your position exists in writing at the county recorder’s office. That is not trust. That is structure.”

I want to be straightforward about our track record — because experienced investors can tell the difference between a curated highlight reel and an honest answer.

We have never lost money on any of our deals. Plus, I can tell you is how we prevent it: fixed-price construction contracts eliminate cost-overrun exposure. Conservative leverage means we are never a forced seller. The investor-first waterfall means your return of capital and preferred return are distributed before we earn a single dollar of profit. And every project is its own separate LLC — so a problem on one project cannot touch another.

The Data Room shows you every assumption we made and what our sensitivity analysis looks like if we are wrong by 10 or 20 percent. I would rather you go in with your eyes open than be surprised later.”

“Three layers protect you. First: your capital is secured by a recorded lien, a direct SPV equity position, or a recorded participation agreement against a specific titled property — filed before construction begins. Second: we carry comprehensive builders’ risk and liability insurance on every project. Third: fixed-price construction contracts mean cost overruns cannot erode your return.

If the market shifts and the property sells for less than projected, the waterfall still applies — your return of capital and preferred return are distributed before we participate in any profit. Your position is senior to ours in every scenario.

All of this is in the operating agreement, which your attorney will review before you sign anything.”

“You do. The distribution waterfall is not a preference — it is contractual. Return of your full principal is step one. Your preferred return is step two. Kings Buy & Build Properties participates in remaining profit only at step three. That sequence is in the LLC operating agreement and cannot be changed without your consent as a member.”

“No. Your liability is limited to your invested capital. As a member of a properly structured LLC, you are not personally liable for construction debts, contractor claims, or any obligations of the LLC beyond your initial investment. Your attorney can confirm this when they review the operating agreement — and we encourage that review.”

“We are currently in the process of establishing the SEC-Registered fund, and looking forward to simply teaming up with a Convertible Promissory Note that Exclusively states this Converts Directly to the Earn 40% SEC Fund. Plus, every project is structured as a standalone single-purpose LLC with the same protections: you are a named member, your position is secured by the operating agreement, and your capital is deployed against a specific titled property. The fund structure formalizes and scales what we are already doing at the project level.”.

Yes. Every commitment is project-specific. Before you sign anything, you will have the property address, full underwriting, site analysis, comparable sales, and projected financials in the Data Room when SEC Fund is ready. You are not investing into a blind pool. You are making a decision about a specific address with complete documentation in front of you — and your advisors’ eyes on it.”

“Yes, in most cases. Entity investors — LLCs, trusts, corporations, family offices — can participate as members of the project LLC provided the entity qualifies as an accredited investor under SEC Rule 501(a). Self-directed IRAs can also participate through a custodian. Your attorney and custodian should review the operating agreement to confirm compatibility with your specific structure.”

“No. No legitimate operator can guarantee a return, and anyone who tells you otherwise is a red flag. What we can show you is the underwriting behind the target: actual land cost, actual construction budget, comparable sales in the corridor, absorption timeline, and sensitivity analysis showing what happens to your return if our key assumptions are wrong by 10 or 20 percent. That is all in the Data Room. The target is disciplined and documented — not a number we chose because it sounded attractive.”

“We have never had that happen before. Plus, Your preferred return continues to accrue. If the hold period extends beyond 18 months, you continue earning your annualized preferred return on the actual days your capital is deployed. You are not penalized for a timeline extension — we are, because our profit participation only begins after you have been made whole. That structure gives us every incentive to close on schedule.” 

“Capital and preferred return are distributed at project close — upon sale of the completed property. You receive a single distribution: your full principal plus your full accrued preferred return. There are no periodic distributions during construction, because the capital is actively deployed in the project during that period. The typical cycle from commitment to distribution runs 12 to 18 months.”

“The investment does not rest on my personal involvement alone. The single-purpose LLC is a legal entity that exists independently. The project has a construction team, a defined management structure, and documented processes. The operating agreement also addresses continuity — your attorney will see this when they review it. That said, I take this question seriously, which is why we build institutional-grade infrastructure around every project rather than running it as a one-person operation.”

“As a member of the project LLC, you will receive a K-1 reflecting your share of income and expenses from that project. The income is typically treated as ordinary income, though the specific tax treatment depends on your individual situation, holding period, and entity structure. We strongly recommend discussing this with your CPA before committing — and our documents include everything your accountant will need to have that conversation accurately. We are not tax advisors, but we will make sure you have the right documentation.”

“Foreign nationals and foreign entities may be able to participate, but the legal and tax considerations are significantly more complex — including FIRPTA implications, treaty considerations, and accredited investor verification requirements for non-US persons. We recommend consulting with a US attorney who specializes in cross-border investment before proceeding. We will work with your counsel to determine whether a viable structure exists for your situation.”